Compare Plans

Not all coverage is the right coverage.

Your healthcare coverage is important to us. Age, family status, medical conditions, hobbies, lifestyle and a myriad of other factors will help you determine if you need a lot or a very little amount of health coverage. This summary will help you understand your plan and its coverage.


Summary of Medical Benefits

$1,000 Deductible Plan

In-Network

Out-of-Network

Deductible

Individual

Family

 

$1,000

$2,000

 

$25,000

$50,000

Out-of-Pocket Maximum

Individual

Family

 

$5,000

$10,000

 

$50,000

$100,000

Preventive Care Services

No Charge

30%*

Office Visits

Primary Office Visit

Specialist Office Visit

Chiropractic Visit

 

$15 Copay

$50 Copay

$15 Copay

 

30%*

30%*

30%*

Urgent Care Services

$25 Copay

30%*

Complex Imaging: MRI/CT/PET Scans

0%*

30%*

Inpatient Hospital Care

Facility Fee

Physician Fee

 

0%*

0%*

 

30%*

30%*

Outpatient Procedures

Facility Fee

Physician Fee

 

0%*

0%*

 

30%*

30%*

Emergency Room

Emergency Medical Transportation

$500 Copay, then 0%* (Copay waived if admitted)

80%*

$500 Copay, then 0%* (Copay waived if admitted)

80%*

Mental Health/Chemical Dependency

Inpatient

Office Visit

 

0%*

$15 Copay

 

30%*

30%*

Prescription Drug Coverage

Generic

Preferred Brand

Non-Preferred Brand

Specialty

Retail 30 Day Supply

$10 Copay

$35 Copay

$60 Copay

25% Coinsurance up to $150

25% Coinsurance up to $250

30% Coinsurance up to $500

Mail Order 90 Day Supply

$25 Copay

$87.50 Copay

$150 Copay

Not Covered

 

 

Teladoc Benefits

General Consultations

Dermatology

Mental Health - Therapy

Mental Health - Psychiatrist, Initial Evaluation

Mental Health - Psychiatrist, Ongoing Session

 

No Charge

No Charge

No Charge

No Charge

No Charge

 

No Charge

No Charge

No Charge

No Charge

No Charge

NOTE: * Coinsurance After Deductible

Please refer to your Summary Plan Description for actual coverage, limitation, and exclusion provisions

 

 

 

 

$3,000 Deductible Plan

In-Network

Out-of-Network

Deductible

Individual

Family

 

$3,000

$6,000

 

$25,000

$50,000

Out-of-Pocket Maximum

Individual

Family

 

$8,000

$16,000

 

$50,000

$100,000

Preventive Care Services

No Charge

30%*

Office Visits

Primary Office Visit

Specialist Office Visit

Chiropractic Visit

 

$15 Copay

$50 Copay

$15 Copay

 

30%*

30%*

30%*

Urgent Care Services

$25 Copay

30%*

Complex Imaging: MRI/CT/PET Scans

0%*

30%*

Inpatient Hospital Care

Facility Fee

Physician Fee

 

0%*

0%*

 

30%*

30%*

Outpatient Procedures

Facility Fee

Physician Fee

 

0%*

0%*

 

30%*

30%*

Emergency Room

Emergency Medical Transportation

$500 Copay, then 0%* (Copay waived if admitted)

80%*

$500 Copay, then 0%* (Copay waived if admitted)

80%*

Mental Health/Chemical Dependency

Inpatient

Office Visit

 

0%*

$15 Copay

 

30%*

30%*

Prescription Drug Coverage

Generic

Preferred Brand

Non-Preferred Brand

Specialty

Retail 30 Day Supply

$10 Copay

$35 Copay

$60 Copay

25% Coinsurance up to $150

25% Coinsurance up to $250

30% Coinsurance up to $500

Mail Order 90 Day Supply

$25 Copay

$87.50 Copay

$150 Copay

Not Covered

 

 

Teladoc Benefits

General Consultations

Dermatology

Mental Health - Therapy

Mental Health - Psychiatrist, Initial Evaluation

Mental Health - Psychiatrist, Ongoing Session

 

No Charge

No Charge

No Charge

No Charge

No Charge

 

No Charge

No Charge

No Charge

No Charge

No Charge

NOTE: * Coinsurance After Deductible

Please refer to your Summary Plan Description for actual coverage, limitation, and exclusion provisions

 

 

 

 


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